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About Us

Global Risk Underwriting Managers (Pvt) Ltd (GRUMA) was founded in January 2017 as an Underwriting Management Company for Nicozdiamond Insurance Limited. We are the second registered UMA in Zimbabwe. Nicozdiamond Insurance Company Limited is one of the leading and reputable Short term Insurers in Zimbabwe. GRUMA has grown to be within top ten business producers for Nicozdiamond within 4 years of operations. We specialize in micro insurance business spanning from Small Holder Farming Insurance to Personal Insurances which has seen the growth of our motor book to over 200,000 vehicles annually.

Innovation

Team Learning

Team work

Motor Insurance

Motor Insurance offers Full Third Party, Full Third Party Fire and Theft [F.T.P F&T], and Full Cover [Comprehensive] options. Drive with confidence, knowing your vehicle is protected.

Home Insurance

Home Insurance provides comprehensive coverage for your home and belongings. Choose from Householders Insurance, Personal All Risks Insurance, and Home Owners Insurance.

Commercial Insurance

Our Commercial Insurance safeguards businesses from losses. We offer Business Protection, Personal Accident, Goods In Transit, and fleet management coverage.

Farming Insurance

Farming Insurance covers perils from field to floor, including hail, windstorm, fire, theft (with forced entry/exit), and transit losses. Protect your crops and ensure a smooth journey to auction floors.

Travel Insurance

NicozDiamond offers Travel Insurance to mitigate travel risks and financial loss.With packages for leisure and business travel, you can access coverage locally. Our travel insurance provides global protection.